Press and data

Original HELOC data and expert comment for journalists, researchers and anyone writing about home equity.

Reviewed by Shawn Way, NMLS #1007298★ 4.9 from 111 reviewsUpdated October 28, 2026

The data

• HELOC statistics: key figures, one per line, with a CSV download and a suggested citation.
• The HELOCHQ HELOC Report: charts and analysis, including rates by quarter, the shift to fixed-rate HELOCs and line sizes.
• Recently funded HELOCs: anonymized recent loans by place, line size and credit band.
• HELOC rates today: the prime rate, typical margins by credit score and a dated log of prime rate changes.

How to cite

Credit "HELOCHQ" and link to the page you used. For the statistics page, the suggested citation is on the page. Figures update as new loans fund, so note the month you accessed them.

Expert comment

Shawn Way is a HELOC specialist and Senior Vice President, West Capital Lending. He has been in mortgage lending since 2012 and leads The Masters, a team of more than 200 loan officers. He can speak to HELOC rates and the prime rate, fixed-rate HELOCs, using home equity to pay off debt, HELOCs versus cash-out refinancing, and qualifying with self-employed income. His license can be verified at NMLS Consumer Access. Full bio.

Contact

Call or text (949) 569-7019, or email [email protected]. 17911 Von Karman Ave, Suite 400, Irvine, CA 92614.

About HELOCHQ

HELOCHQ publishes plain-numbers guides, free calculators and original lending data on HELOCs, home equity loans and cash-out refinancing. It is owned and operated by Shawn Way; loans are made through West Capital Lending, Inc. (NMLS #1566096). Editorial policy.