Recently funded HELOCs
What real HELOCs from Shawn's team looked like in the last three months, so you can see where your own numbers fit.
Reviewed by Shawn Way, NMLS #1007298★ 4.9 from 111 reviewsUpdated
How many HELOCs has Shawn Way's team funded recently?
Loan officers on Shawn Way's team funded 1,273 HELOCs in 38 states over these three months. The median line was $100,000 on a median home value of $460,000, and 81% had a fixed rate.
On this page
A sample of HELOCs funded in October 2026
30 lines picked evenly across the month, largest first. Amounts are rounded and nothing identifies the borrower.
| Where | Line | Home value | Credit | Property | Rate type |
|---|---|---|---|---|---|
| VA | $350,000 | $1,450,000 | 760+ | Second home | Fixed |
| CA | $210,000 | $650,000 | Under 640 | Primary home | Variable |
| OH | $190,000 | $250,000 | 720–759 | Primary home | Fixed |
| KS | $185,000 | $600,000 | 720–759 | Primary home | Fixed |
| CT | $150,000 | $450,000 | 640–679 | Primary home | Fixed |
| CA | $145,000 | $500,000 | 720–759 | Primary home | Fixed |
| VA | $140,000 | $450,000 | 720–759 | Primary home | Fixed |
| OH | $135,000 | $700,000 | 720–759 | Primary home | Fixed |
| CT | $125,000 | $650,000 | 640–679 | Primary home | Fixed |
| FL | $120,000 | $600,000 | 680–719 | Primary home | Variable |
| FL | $105,000 | $400,000 | 680–719 | Primary home | Fixed |
| CA | $105,000 | $800,000 | 760+ | Primary home | Fixed |
| CO | $95,000 | $650,000 | 640–679 | Primary home | Fixed |
| AK | $85,000 | $500,000 | 680–719 | Primary home | Fixed |
| CA | $85,000 | $450,000 | 720–759 | Primary home | Variable |
| CA | $80,000 | $400,000 | 760+ | Primary home | Fixed |
| Huntington Beach, CA | $75,000 | $1,300,000 | Primary home | Fixed | |
| TN | $75,000 | $200,000 | Under 640 | Primary home | Fixed |
| VA | $65,000 | $350,000 | 760+ | Primary home | Fixed |
| FL | $65,000 | $500,000 | Primary home | Fixed | |
| PA | $65,000 | $400,000 | 760+ | Primary home | Fixed |
| OR | $60,000 | $300,000 | Under 640 | Primary home | Fixed |
| MO | $55,000 | $400,000 | 680–719 | Primary home | Fixed |
| MI | $55,000 | $150,000 | Under 640 | Primary home | Fixed |
| AK | $55,000 | $350,000 | 640–679 | Primary home | Fixed |
| FL | $45,000 | $100,000 | Primary home | Fixed | |
| NE | $40,000 | $150,000 | 760+ | Rental | Fixed |
| AZ | $25,000 | $250,000 | 760+ | Primary home | Fixed |
| CA | $25,000 | $800,000 | 640–679 | Primary home | Fixed |
| MO | $25,000 | $150,000 | 720–759 | Primary home | Fixed |
From the team's funding records, updated monthly. Your line, rate and terms depend on your credit, income, home value and the program. Method and the full data: the HELOCHQ HELOC Report.
Use a free calculator, or get your HELOC rate from Shawn.
How to read this
- Line is the credit line approved, rounded to the nearest $5,000. Many borrowers draw less than the full line.
- Home value is the value the lender used, rounded to the nearest $50,000.
- Rate type shows whether the borrower took a fixed-rate line or a variable one tied to prime. How fixed-rate HELOCs work.
- Rates aren't shown here because they depend on the date, credit, line size and program. See today's rates or get your own numbers.
Didn't see your question? Ask Shawn
Preview only. Nothing was sent.
Sources
Official sources behind this guide.
- What is the difference between a home equity loan and a HELOC? · Consumer Financial Protection Bureau
- What you should know about home equity lines of credit (booklet, PDF) · Consumer Financial Protection Bureau
- Regulation Z §1026.15: Right of rescission · Consumer Financial Protection Bureau