Shawn Way ★ 4.9 (111 reviews) · NMLS #1007298West Capital ★ 4.89 (48,285 reviews)Licensed in 36 states + DCCall (949) 569-7019 · Text ShawnEspañol
About 60 seconds

Get your HELOC rate.

Three short steps. Shawn reviews your request personally and emails your likely line, rate range and payment, usually the same business day.

No credit pull to send this request. Phone number optional.

Get your rate from Shawn

Reviewed by Shawn, not a call center · We never sell your information

Loans through West Capital Lending, NMLS #1566096 · ★ 4.89 from 48,285 reviews

Step 1 of 3

What's the money for?
Shawn Way
Shawn WayHELOC specialist · West Capital LendingNMLS #1007298★ 4.9 from 111 reviews

How your HELOC rate request works

  • No credit check to get an estimate.
  • Shawn compares your options across more than 180 lenders.
  • We don't sell your request to other lenders or lead buyers. It's shared only with a lender you choose to apply with.
  • Texts and calls only if you tick the box.

What borrowers say about Shawn

★★★★★
“Shawn was very helpful.”
Joann N., Falling Waters, WV · October 27, 2026
★★★★★
“The were professional and remembered to follow-up a year later.”
John R., Blue Springs, MO · October 21, 2026
★★★★★
“He made me a believer! He made this happen for my family and will let family and friends know about this company.”
Shelley P., Riverside, CA · January 26, 2024

Selected reviews, quoted as written, from Shawn Way's profile on Experience.com: 4.9 out of 5 from 111 reviews, 94% five stars. Read every review, including the critical ones.

West Capital Lending, Inc.: 4.89 out of 5 from 48,285 reviews

Shawn makes his loans through West Capital Lending, Inc., NMLS #1566096. Borrowers have reviewed the company 48,285 times on Experience.com, 94% of them five stars. These recent reviews are about other loan officers at the company.

★★★★★
“very easy online instructions and if you need help they are available”
George G., San Diego, CA · October 28, 2026
★★★★★
“Great experience with an awesome team. Will work with them again in the future.”
Josiah S., Norfolk, VA · October 28, 2026
★★★★★
“The whole process was smooth and easy, they answered my questions promptly. great job”
Douglas T., Leslie, MI · October 28, 2026

Quoted as written, as of October 28, 2026. Read every West Capital Lending, Inc. review.

Today's starting point: the prime rate is 7.00% as of October 28, 2026, and typical HELOC rates for 720–759 credit are 8.00%–9.75% APR. See today's HELOC rates by credit score.

Rather talk? Call or text Shawn at (949) 569-7019.

West Capital Lending, Inc. · NMLS #1566096 · Licensed in 36 states and DC

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